Natal Joint Municipal Pension/Provident Funds (NJMPF) provides retirement funding benefits for municipal employees in the province of KwaZulu-Natal, South Africa. Sam Camilleri, CEO and Principal Officer, has transformed NJMPF in the more than 10 years he has been at the company. As an industry frontrunner in governance, communication, investment practices and investment performance, NJMPF is among the leading retirement funds in Africa and has been recognised for its efforts to improve financial literacy in the communities in which it operates. Its interactive website and mobile app make it easy for customers to access the services they require.