In the KwaZulu-Natal province of South Africa, many older people remain dependent on their state pension or relatives to support them. Some continue working in their later years out of necessity rather than choice. As CEO of Natal Joint Municipal Pension/Provident Funds (NJMPF) until his retirement in June 2019, Sam Camilleri worked to deliver peace of mind and security to those of retirement age. Aside from the great funding benefits provided by NJMPF, the company is also a leader in terms of governance, investment performance and communication, and has been particularly noted for its efforts to boost financial literacy in the province through its online services.